Savings Accounts
FCN Offers Many Ways to Save
Whatever your savings goals, we have an account that will help you achieve them. In addition to our wide variety of savings accounts, we also offer:
Certificates of Deposit (CDs) – choose from a variety of terms.
Money Market Accounts – earn an even higher rate on your savings.
Individual Retirement Accounts (IRA) – put money away for your comfortable retirement.
Health Savings Accounts (HSA) – a great way to save for and pay for your medical bills.
Personal Savings Account
FCN Bank offers a full line of personal savings accounts to fit your specific savings goals plus the expertise to help you choose the right account. Using our Online and Mobile Banking it’s easy to manage your account and access your funds.
All of our savings accounts include:
- Quarterly or annual statements
- 24-Hour phone access
- Online banking available with sign-up
- Combined statements available with sign-up
REGULAR SAVINGS
- Minimum Opening Deposit: $25
- Balance Requirement: $300 Quarterly Avg.
- Service Charge: (If Required Balance Not Maintained): $3.00 Per Quarter
- Per Transaction Charge: Over 6 Withdrawals per Quarter: $1.00 per withdrawal
- Statements Mailed or Sent Electronically: Quarterly
- Interest Payment Method: Variable interest rate, compounded quarterly
- Debit Card Access: Yes, with linked checking account
GREENBACK
- Minimum Opening Deposit: $2,500
- Balance Requirement: $2,500 Quarterly Avg.
- Service Charge: (If Required Balance Not Maintained): $5.00 Per Quarter
- Per Transaction Charge: Over 6 Withdrawals per Quarter: $1.00 per withdrawal
- Statements Mailed or Sent Electronically: Quarterly
- Interest Payment Method: Variable interest rate, compounded quarterly
- Debit Card Access: Yes, with linked checking account
GREENBACK PLUS+
- Minimum Opening Deposit: $15,000
- Balance Requirement: $15,000 Quarterly Avg.
- Service Charge: (If Required Balance Not Maintained): $15.00 Per Quarter
- Per Transaction Charge: Over 6 Withdrawals per Quarter: $2.50 per withdrawal
- Statements Mailed or Sent Electronically: Quarterly
- Interest Payment Method: Variable interest rate, compounded quarterly
- Debit Card Access: Yes, with linked checking account
BEGINNER'S SAVINGS
- Minimum Opening Deposit: $10
- Balance Requirement: $25 Yearly Avg.
- Service Charge: (If Required Balance Not Maintained): $3.00 Annually
- Per Transaction Charge: Over 6 Withdrawals per Year: $1.00 per withdrawal
- Statements Mailed or Sent Electronically: Annually
- Interest Payment Method: Variable interest rate, compounded yearly
- ATM/Debit Card Available: No
- No Electronic Transactions
CLUB SAVINGS
- Minimum Opening Deposit: $5
- Balance Requirement: $5 Yearly Avg.
- Service Charge: (If Required Balance Not Maintained): $3.00 Annually
- Per Transaction Charge: Over 3 Withdrawals per Year: $1.00 per withdrawal
- Statements Mailed or Sent Electronically: Annually
- Interest Payment Method: Variable interest rate, compounded yearly
- ATM/Debit Card Available: No
- No Electronic Transactions
Dollar’s Savings Club
Woof! Woof! My name is Dollar, and I am excited to tell you all about my savings club for kids ages 12 and under.
Let’s save together! Join Dollar’s Savings Club and you will receive:
- Dollar’s dog house bank
- Coloring and activity book
- Sticker
- Official certificate of membership stamped with Dollar’s paw print
Small toy from Dollar’s dog house every time you make a deposit (limit one per day) - Dollar’s Savings Club punch card. You will receive a punch for each deposit you make greater than $5.00 (one punch per day). Once you get all 10 punches you will receive a prize!
- Savings book to keep track of your money
- Tips on how to save your money
Dollar’s Savings Club is a great way to teach children about real world financial skills in a fun & friendly environment. Set your children on the right path to a lifetime of financial responsibility. Help them learn how to manage their money with a FCN Bank Dollar’s Savings Club Account.
DOLLAR'S SAVINGS CLUB
- Minimum Opening Deposit: $10
- Balance Requirement: $25 Yearly Avg.
- Service Charge: (If Required Balance Not Maintained): $3.00 Annually
- Per Transaction Charge: Over 6 Withdrawals per Year: $1.00 per withdrawal
- Statements Mailed or Sent Electronically: Annually
- Interest Payment Method: Variable interest rate, compounded yearly
- ATM/Debit Card Available: No
- No Electronic Transactions
Savings Account Rates
Current as of 03/10/2023
| ACCOUNT | APY* | RATE |
|---|---|---|
| Club Savings | 0.05% | 0.05% |
| Beginner Savings | 0.05% | 0.05% |
| Regular Savings | 0.10% | 0.10% |
| Greenback Savings | 0.15% | 0.15% |
| Greenback Plus Savings $0 - $14,999.99 | 0.10% | 0.10% |
| Greenback Plus Savings $15,000 - $49,999.99 | 0.15% | 0.15% |
| Greenback Plus Savings $50,000 Plus | 0.20% | 0.20% |
*APY - Annual Percentage Yield
*Fees may affect earnings
