CDs – Certificates of Deposit
CDs are a great way to build your assets for retirement, and an excellent method to diversify your portfolio risk.
CDs offer you:
- No Fees
- Low Risk. CDs are FDIC insured, and free from the volatile stock market
- Flexible Terms
- Security of savings with higher interest rates like an investment
- Guaranteed fixed rates
- Various payment options: check, add-back, direct deposit
Minimum opening balance $1,000. Terms range from 90 days to five years. Interest rates vary with the amount invested and the term selected.
Bank CD Rates
Current as of 08/07/2024
| ACCOUNT | APY* | RATE |
|---|---|---|
| 3 Month CD | ||
| $1,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 Plus | 0.15% | 0.15% |
| 6 Month CD | ||
| $1,000 - $99,999.99 | 0.15% | 0.15% |
| $100,000 Plus | 0.15% | 0.15% |
| 9 Month CD | ||
| $1,000 - $99,999.99 | 0.20% | 0.20% |
| $100,000 Plus | 0.20% | 0.20% |
| 12 Month CD | ||
| $1,000 - $99,999.99 | 4.30% | 4.25% |
| $100,000 Plus | 4.30% | 4.25% |
| 15 Month CD | ||
| $1,000 - $99,999.99 | 4.01% | 3.95% |
| $100,000 Plus | 4.25% | 4.18% |
| 18 Month CD | ||
| $1,000 - $99,999.99 | 0.25% | 0.25% |
| $100,000 Plus | 0.25% | 0.25% |
| 24 Month CD | ||
| $1,000 - $99,999.99 | 4.00% | 3.69% |
| $100,000 Plus | 4.00% | 3.69% |
| 30 Month CD | ||
| $1,000 - $99,999.99 | 0.40% | 0.40% |
| $100,000 Plus | 0.40% | 0.40% |
| 36 Month CD | ||
| $1,000 - $99,999.99 | 3.75% | 3.72% |
| $100,000 Plus | 3.75% | 3.72% |
| 48 Month CD | ||
| $1,000 - $99,999.99 | 0.55% | 0.55% |
| $100,000 Plus | 0.55% | 0.55% |
| 60 Month CD | ||
| $1,000 - $99,999.99 | 0.70% | 0.70% |
| $100,000 Plus | 0.70% | 0.70% |
*APY - Annual Percentage Yield
*Fees may affect earnings
