CDs – Certificates of Deposit

1-Year CD Special

4.50% APY*
4.45% Interest Rate
*Annual Percentage Yield – Effective March 10th, 2023
$1,000 minimum, interest paid and compounded every 6 months.
Penalty may be imposed for early withdrawal.

CDs are a great way to build your assets for retirement, and an excellent method to diversify your portfolio risk.

CDs offer you:

  • No Fees
  • Low Risk. CDs are FDIC insured, and free from the volatile stock market
  • Flexible Terms
  • Security of savings with higher interest rates like an investment
  • Guaranteed fixed rates
  • Various payment options: check, add-back, direct deposit

Minimum opening balance $1,000. Terms range from 90 days to five years. Interest rates vary with the amount invested and the term selected.

Bank CD Rates

Current as of 07/02/2024

ACCOUNTAPY*RATE
3 Month CD
$1,000 - $99,999.990.15%0.15%
$100,000 Plus0.15%0.15%
6 Month CD
$1,000 - $99,999.990.15%0.15%
$100,000 Plus0.15%0.15%
9 Month CD
$1,000 - $99,999.990.20%0.20%
$100,000 Plus0.20%0.20%
12 Month CD
$1,000 - $99,999.994.50%4.45%
$100,000 Plus4.50%4.45%
15 Month CD
$1,000 - $99,999.994.01%3.95%
$100,000 Plus4.25%4.18%
18 Month CD
$1,000 - $99,999.990.25%0.25%
$100,000 Plus0.25%0.25%
24 Month CD
$1,000 - $99,999.994.25%4.21%
$100,000 Plus4.25%4.21%
30 Month CD
$1,000 - $99,999.990.40%0.40%
$100,000 Plus0.40%0.40%
36 Month CD
$1,000 - $99,999.994.00%3.96%
$100,000 Plus4.00%3.96%
48 Month CD
$1,000 - $99,999.990.55%0.55%
$100,000 Plus0.55%0.55%
60 Month CD
$1,000 - $99,999.990.70%0.70%
$100,000 Plus0.70%0.70%

*APY - Annual Percentage Yield

*Fees may affect earnings