Money Market Accounts
The Best of Both Worlds
FCN Money Market accounts enable you to earn interest on your money, while still enjoying access to it. Our Money Market accounts pay competitive interest rates and up to 6 checks or transactions each month at no charge.
MONEY MARKET
Higher interest for customers who don’t write a lot of checks.
- Minimum Opening Deposit: $5,000
- Balance Requirement: $5,000 Daily
- Service Charge (If Required Balance Not Maintained): $5 per month
- Per Transaction Charge: Over 6 Withdrawals per month; $2 per withdrawal
- Interest Payments: Variable interest rate, compounded monthly
PLATINUM MONEY MARKET
Earn a higher rate with this tiered account.
- Minimum Opening Deposit: $25,000
- Balance Requirement: $25,000 Daily
- Service Charge (If Required Balance Not Maintained): $10 per month
- Per Transaction Charge: Over 6 Withdrawals per month; $10 per withdrawal
- Interest Payments: Variable interest rate, compounded monthly
PLATINUM PLUS MONEY MARKET
Geared towards individuals looking for a safe place to store lifetime savings.
- Minimum Opening Deposit: $250,000
- Balance Requirement: $250,000 Daily
- Service Charge (If Required Balance Maintained): $30 per month
- Per Transaction Charge: Over 6 Withdrawals per month; $10 per withdrawal
- Interest Payments: Variable interest rate, compounded monthly
- Paper or eStatements Available: Yes
Money Market Rates
Current as of 07/02/2024
| ACCOUNT | APY* | RATE |
|---|---|---|
| Money Market | ||
| $0 - $4,999.99 | 0.05% | 0.05% |
| $5,000 - $24,999.99 | 0.10% | 0.10% |
| $25,000 Plus | 0.15% | 0.15% |
| Platinum Money Market | ||
| $0 - $24,999.99 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | 0.15% | 0.15% |
| $50,000 - $99,999.99 | 0.20% | 0.20% |
| $100,000 Plus | 0.40% | 0.40% |
*APY - Annual Percentage Yield
*Fees may affect earnings
