Home Equity Loans

The money you need.

An FCN Home Equity Loan lets you use the equity in your home to secure funds for any good reason:

  • Home improvements
  • Consolidate/Pay off bills
  • Family vacation
  • And more!

Apply today!

You can apply online or schedule an appointment with an FCN Mortgage Specialist by calling 800-575-3262.

Loans are subject to credit approval. 

Home Equity Loan or Line of Credit?

FCN Bank offers two options that enable you to use the equity in your home for the money you need – a Home Equity Loan and a Home Equity Line of Credit. While they are similar, there are a few primary differences:

Home Equity LoanHome Equity Line of Credit
Fixed RateVariable Rate
Fixed Loan AmountPre-determined amount to be used when you need it
No pre-payment penaltyNo pre-payment penalty
No annual feeNo annual fee

The fixed rate and fixed monthly payments of an FCN Home Equity Loan makes it ideal if you know precisely how much you want to borrow and want to know exactly what your repayment schedule and monthly payments will be.

Loans are subject to credit approval.