Patriot Act

Section 326 of the USA Patriot Act requires all financial institutions to obtain, verify & record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

To comply with this federal requirement, FCN asks every person who opens an account for their name, physical address, mailing address, date of birth and other information. For positive identification we will also ask to see each person’s driver’s license/identification card and other identifying documents. FCN personnel will copy or record information from such documents and keep it as part of the customer’s file.

We thank you for your understanding and assistance in these matters and pledge to make our compliance with these regulations as transparent and hassle-free as possible.